[← Back to Account Payouts docs](/products/account-payouts)
[← Back to Parties docs](/products/parties)

# Australia

## Domestic payment (real-time)

### Overview

Available
Yes
targetCurrency
Australian Dollar (AUD)
countryCode
AU
Earliest beneficiary credit
real-time
Cut-off time (UTC)
N/A
Decimal places
2
Minimum 
targetAmount
0.01
Maximum 
targetAmount
1000000.00
Important
Real-time processing with banks that support NPP payments

### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `beneficiaryBankDetails.accountNumber` | ✅ | 6-9 | Beneficiary bank account number. |
| `beneficiaryBankDetails.bankCode` | ✅ | 6 | Beneficiary BSB.Made up of the bank code and branch code. BSB (Bank State Branch Code) is comprised of 6 digits representing the bank and branch as follows:`2 digits = bank``1 digit = state``3 digit = branch` |
| `beneficiaryBankDetails.swiftBic` | Strongly recommended | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `beneficiaryBankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.partyType` | ✅ | N/A | Type of the party.**Must be**:`beneficiary` |
| `parties.personalDetails.type` | ✅ | N/A | Entity description code for the party.Available values:`company``person``soleTrader``institution``government``other` |
| `parties.personalDetails.title` | Conditional | N/A | Title code for the individual.**Available values**:`ms``mrs` `mr``dr``mx``misc`  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.type` is:`company``institution``government``other`  |
| `parties.personalDetails.dateOfBirth` | Strongly recommended | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.personalDetails.dateOfIncorporation` | ❌ | 10 | A `company`'s date of incorporation in YYYY-MM-DD format. |
| `parties.personalDetails.email` | Strongly recommended | Max 50 | Beneficiary's email address. |
| `parties.personalDetails.phones.number` | Strongly recommended | 5-20 | Phone number of the beneficiary. |
| `parties.personalDetails.phones.prefix` | Strongly recommended | 1-3 | Phone country dialing code of the beneficiary. |
| `parties.address.address1` | ✅ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.address2` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ✅ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.state` | ✅ | 2-3 | Beneficiary's state of their residential (if payee is an individual) or registered (if payee is a company) address. Must be:`ACT``NSW``NT``QLD``SA``TAS``VIC``WA`  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.postalCode` | ✅ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.countryCode` | ✅ | 2 | Beneficiary's country code of their residential (if payee is an individual) or registered (if payee is a company) address.Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |


Important
[Additional data](/products/marketplaces/coverage/bank/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## Domestic payment

### Overview

Available
Yes
targetCurrency
Australian Dollar (AUD)
countryCode
AU
Earliest beneficiary credit
T+1 
[1]
Cut-off time (UTC)
09:00
Decimal places
2
Minimum 
targetAmount
0.01
Maximum 
targetAmount
9999999.99
Important
[1] T+1 is an indicative settlement time. Payments may take longer depending on bank processing times and other external factors.

### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `beneficiaryBankDetails.accountNumber` | ✅ | 6-9 | Beneficiary bank account number. |
| `beneficiaryBankDetails.bankCode` | ✅ | 6 | Beneficiary BSB.Made up of the bank code and branch code. BSB (Bank State Branch Code) is comprised of 6 digits representing the bank and branch as follows:`2 digits = bank``1 digit = state``3 digit = branch` |
| `beneficiaryBankDetails.swiftBic` | Strongly recommended | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `beneficiaryBankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.partyType` | ✅ | N/A | Type of the party.**Must be**:`beneficiary` |
| `parties.personalDetails.type` | ✅ | N/A | Entity description code for the party.Available values:`company``person``soleTrader``institution``government``other` |
| `parties.personalDetails.title` | Conditional | N/A | Title code for the individual.**Available values**:`ms``mrs` `mr``dr``mx``misc`  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.type` is:`company``institution``government``other`  |
| `parties.personalDetails.dateOfBirth` | Strongly recommended | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.personalDetails.dateOfIncorporation` | ❌ | 10 | A `company`'s date of incorporation in YYYY-MM-DD format. |
| `parties.personalDetails.email` | Strongly recommended | Max 50 | Beneficiary's email address. |
| `parties.personalDetails.phones.number` | Strongly recommended | 5-20 | Phone number of the beneficiary. |
| `parties.personalDetails.phones.prefix` | Strongly recommended | 1-3 | Phone country dialing code of the beneficiary. |
| `parties.address.address1` | ✅ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.address2` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ✅ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.state` | ✅ | 2-3 | Beneficiary's state of their residential (if payee is an individual) or registered (if payee is a company) address. Must be:`ACT``NSW``NT``QLD``SA``TAS``VIC``WA`  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended  |
| `parties.address.postalCode` | ✅ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |
| `parties.address.countryCode` | ✅ | 2 | Beneficiary's country code of their residential (if payee is an individual) or registered (if payee is a company) address.Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  For merchants contracted under Worldpay Pty Ltd, this field is optional. However, it is strongly recommended.  |


Important
[Additional data](/products/marketplaces/coverage/bank/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## International WIRE

### Overview

Available
Yes
targetCurrency
Available WIRE currencies
countryCode
AU
Earliest beneficiary credit
same-day
Cut-off time (UTC)
Currency specific
Decimal places
2
Minimum 
targetAmount
0.01
Maximum 
targetAmount
9999999.99
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `beneficiaryBankDetails.accountNumber` | ✅ | 6-9 | Beneficiary bank account number. |
| `beneficiaryBankDetails.bankCode` | ✅ | 6 | Beneficiary BSB.Made up of the bank code and branch code. BSB (Bank State Branch Code) is comprised of 6 digits representing the bank and branch as follows:`2 digits = bank``1 digit = state``3 digit = branch` |
| `beneficiaryBankDetails.swiftBic` | ✅ | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `beneficiaryBankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.partyType` | ✅ | N/A | Type of the party.**Must be**:`beneficiary` |
| `parties.personalDetails.type` | ✅ | N/A | Entity description code for the party.Available values:`company``person``soleTrader``institution``government``other` |
| `parties.personalDetails.title` | Conditional | N/A | Title code for the individual.**Available values**:`ms``mrs` `mr``dr``mx``misc` Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.type` is:`person`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.type` is:`company``institution``government``other`  |
| `parties.personalDetails.dateOfBirth` | Strongly recommended | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.personalDetails.dateOfIncorporation` | ❌ | 10 | A `company`'s date of incorporation in YYYY-MM-DD format. |
| `parties.personalDetails.email` | Strongly recommended | Max 50 | Beneficiary's email address. |
| `parties.personalDetails.phones.number` | Strongly recommended | 5-20 | Phone number of the beneficiary. |
| `parties.personalDetails.phones.prefix` | Strongly recommended | 1-3 | Phone country dialing code of the beneficiary. |
| `parties.address.address1` | ✅ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.address2` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ✅ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.state` | ✅ | 2-3 | Beneficiary's state of their residential (if payee is an individual) or registered (if payee is a company) address. Must be:`ACT``NSW``NT``QLD``SA``TAS``VIC``WA` |
| `parties.address.postalCode` | ✅ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | ✅ | 2 | Beneficiary's country code of their residential (if payee is an individual) or registered (if payee is a company) address.Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request. |


Important
[Additional data](/products/marketplaces/coverage/bank/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).