**Last updated**: 10 February 2026 | [**Change log**](/access/products/card-payments/changelog/)

# Card Payments API

Start taking online one time payments easily with Access card payments API.

* [Authorize a payment](/access/products/card-payments/v5/authorize-a-payment) to reserve funds in your customer's account.
* [Settle an authorization](/access/products/card-payments/v5/settle-or-cancel-an-authorization) to begin the process of transferring the funds to your account.
* [Partially settle](/access/products/card-payments/v5/settle-or-cancel-an-authorization#partially-settle-an-authorization)  an authorization to begin the process of transferring some of the funds to your account.
* [Cancel](/access/products/card-payments/v5/settle-or-cancel-an-authorization#cancel-an-authorization) an authorization to cancel the authorization of the funds in your customer's account.
* [Refund a payment](/access/products/card-payments/v5/refund-a-payment) to begin the process of returning funds to your customer's account.
* [Query a payment](/access/products/card-payments/v5/query-a-payment) to receive changes to the status of your payments.
* Use our [recurring sale](/access/products/card-payments/v5/take-a-sale) resource to authorize and settle a payment with one request.


**Next step**

[Get started](/access/products/card-payments/v5/get-started)