# Access Worldpay articles ### News and insights about who we are, what we do and how we work. ![](/access/assets/stored-credentials.aefb3862338e92eec650892182c8132a07b43264cb20c7590fafe322359fdc8c.2d9e4d95.jpg) ## Stored credentials and Merchant Initiated Transactions Storing customer payment information reduces checkout friction and opens a world of use ... [**Read more**](/products/articles/stored-credentials) ![](/access/assets/sepa-emandate-and-best-practice.ad8cf5ec5dad75742d346ca0db020ba7ab2d2527f7444e3fa7beabb091c0f4c5.2d9e4d95.jpg) ## SEPA - a guide to e-Mandates and best practices SEPA Direct Debit provides a straightforward way to accept bank payments from your customers ... [**Read more**](/products/articles/sepa-emandate-and-best-practice) ![](/access/assets/marketplaces.442a46aa9368518584fd837c71b9bf2db870651ba0f225e7e6520aa1ed3c8289.2d9e4d95.jpg) ## Marketplaces and Platforms - an overview Any merchant that is bringing together buyers & sellers in one place, providing a platform ... [**Read more**](/products/articles/marketplaces-platforms) ![](/access/assets/machine-learning.a699d301f9d910da0efe0ef40c86b10e34aa042d6c18e54abac11bfe24103695.2d9e4d95.jpg) ## Machine learning - the key to modern fraud detection Machine learning detects fraud more efficiently than ever - and that has everything to do with the data ... [**Read more**](/products/articles/machine-learning) ![](/access/assets/working-data-harder-pt2.677c228dc35ab5b8626d997b234a8890955f12ec1376b457b7f38e3832be2e20.2d9e4d95.jpg) ## Working data harder (2) - how Lean SDLC has made us better Extracting more value from data, tools and knowledge has made Access Worldpay's teams faster ... [**Read more**](/products/articles/working-data-harder-pt2) ![](/access/assets/visa-oct.b9e0d7282ae3ce11e1767656755e43292670f92dc3681ddcaa3c26eb3657849b.2d9e4d95.jpg) ## Visa Original Credit Transaction (OCT) - A new mandate An Original Credit Transaction (OCT) is a Visa transaction type which allows the transfer ... [**Read more**](/products/articles/visa-oct) ![](/access/assets/working-data-harder-pt1.93a0e6e2cd2575046009f34c404ce407574cd52120e5dc0415d16e7a49a24e47.2d9e4d95.jpg) ## Working data harder (1) - how and why we developed a Lean SDLC To become faster and better, Access Worldpay has created a Lean SDLC that automates ... [**Read more**](/products/articles/working-data-harder-pt1) ![](/access/assets/defects.7f2d020e041ce18b3159f7fea0c40628693ea24bc9d209ec936a83fc5cefa66b.2d9e4d95.jpg) ## From finding defects to preventing defects Krishna Sowjanya Chandrappagari explains why getting requirements right is important, and how Access Worldpay has ... [**Read more**](/products/articles/from-finding-defects-to-preventing-defects) ![](/access/assets/cogs.0d3a7b85a5d1a5b77dec26cbc08a64ddee573fa1f23c6a17cf9011eb22abe6a6.2d9e4d95.jpg) ## Protecting innovation In Agile organizations, urgent deadlines often override innovation. By protecting creativity, Access Worldpay builds cultural capital, becomes more sustainable and ... [**Read more**](/products/articles/protecting-innovation) ![](/access/assets/circuit-breakers.4d1431f992d9ed265ca4ddf1602dd180e7533d7e1e693d383d5e5753ba31fb10.2d9e4d95.jpg) ## Five principles of circuit breakers Circuit breakers provide a complementary protection to timeouts. But whereas timeouts exist primarily to protect a client, circuit ... [**Read more**](/products/articles/circuit-breakers) ![](/access/assets/payments-training.62175dd3dffbab9ec0aef2f6139112cfbe1519fbbe9bdbf747329e8b31cf6116.2d9e4d95.jpg) ## Demystifying card payments (2) This is the second in a series of articles explaining card payments, systems and products. Here, we give and overview of the two ... [**Read more**](/products/articles/payments-training-pt2) ![](/access/assets/women.4c857cdcda54e04b25c70369870e09240f13dcbab5ec67657663c23d878b2394.2d9e4d95.jpeg) ## Women in tech Four women at Access Worldpay describe how they got here, their experiences working as engineers, andadvice they'd give young women today. [**Read more**](/products/articles/women-in-tech) ![](/access/assets/black-lives-matter.ce62b554b5a30452ab684d23be0b7c2f1609c7086f65bdb233686a34b8037ed6.2d9e4d95.png) ## Being Black in tech Our colleagues talk about their experience, the bias and stereotypes in tech and how, as the world becomes ever more interconnected, diversity and inclusion are key ... [**Read more**](/products/articles/being-black-in-tech) ![](/access/assets/team.7a810005c22862ad65b3c223b8a698a045a370a03f993e17bcae4a25c4e7aad8.2d9e4d95.jpg) ## Writing the docs in the Agile era The key to success in an Agile environment is to get involved - in every way you can and as early in the process as possible. Here ... [**Read more**](/products/articles/writing-the-docs) ![](/access/assets/payments-training.62175dd3dffbab9ec0aef2f6139112cfbe1519fbbe9bdbf747329e8b31cf6116.2d9e4d95.jpg) ## Demystifying card payments (1) This is the first in a series of articles explaining card payments, systems and products. Here, we explain who does what ... [**Read more**](/products/articles/payments-training-pt1) ![](/access/assets/timeout.63d764f79ecceca0eaa3e5466f6f41fec77d23573ab5579f7df3d1667068137a.2d9e4d95.jpg) ## Talking timeouts In software development, timeouts are a necessary evil - a choice to inflict minor pain on client code in order to avoid something worse. Although simple to apply, ... [**Read more**](/products/articles/timeouts) ![](/access/assets/quality-service.8f626b5e21e658a603f816c592fb293dd9bb7e4379bed45018d885c818c629f7.2d9e4d95.jpg) ## How post-incident reviews happen When something goes wrong, it's important to find out why - and how to avoid similar incidents in the future. This is the ... [**Read more**](/products/articles/post-incident-reviews-how-they-happen-at-accessworldpay) ![](/access/assets/quality-service.8f626b5e21e658a603f816c592fb293dd9bb7e4379bed45018d885c818c629f7.2d9e4d95.jpg) ## Why post-incident reviews matter Just sometimes, something goes wrong. In IT operations, we call this an 'incident'. After high-impact incidents, ... [**Read more**](/products/articles/post-incident-reviews-why-they-matter-to-access-worldpay) ![](/access/assets/access_worldpay_people.989b8750e543cc9ff93c31d09028721016310b98131fe7e5662ecd25ea4906eb.2d9e4d95.png) ## Sticking to a principle Principles matter. For any group, of any size, principles bring clarity, they provide a sense of purpose and they offer direction when the road ahead is difficult or complex... [**Read more**](/products/articles/sticking-to-a-principle) ![](/access/assets/andrew-shav-dayo.efeafd2bcf210d3498acd23f7064e876227ea6c4ada2cb009cf2a1ca0b786042.2d9e4d95.jpg) ## Growing in breadth and depth If you want real speed, it pays to be smooth. Put another way, to give your customers the truly responsive and reliable service they expect ... [**Read more**](/products/articles/growing-in-breadth-and-depth) ![](/access/assets/people.9075874ec9ae5aa1e3dc9de5f328037036f003fe55c584a0944d44087d5b2510.2d9e4d95.jpeg) ## Access Worldpay people Access Worldpay is our new set of fast APIs, supporting simple integrations with fault-tolerant, micro, and scalable services ... [**Read more**](/products/articles/access-worldpay-people)