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x=\"490\" y=\"237\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"274\" height=\"86\" class=\"note\"></rect><text x=\"627\" y=\"242\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"627\">Set customerAgreement </tspan></text><text x=\"627\" y=\"264\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"627\"> type: cardOnFile </tspan></text><text x=\"627\" y=\"286\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"627\"> storedCardUsage: subsequent</tspan></text></g><g 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class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"1139\">payment authorized</tspan></text></g><g data-et=\"note\" data-id=\"i12\"><rect x=\"96\" y=\"783\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"164\" height=\"42\" class=\"note\"></rect><text x=\"178\" y=\"788\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"178\">Order receipt page</tspan></text></g><text x=\"179\" y=\"80\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Click Pay</text><line x1=\"76\" y1=\"119\" x2=\"281\" y2=\"119\" class=\"messageLine0\" data-et=\"message\" data-id=\"i0\" data-from=\"Browser\" data-to=\"Merchant_Frontend\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"399\" y=\"134\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Pay</text><line x1=\"286\" y1=\"173\" x2=\"511\" y2=\"173\" class=\"messageLine0\" data-et=\"message\" data-id=\"i1\" data-from=\"Merchant_Frontend\" data-to=\"Merchant_Backend\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"626\" y=\"188\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Payment request</text><line x1=\"516\" y1=\"227\" x2=\"735\" y2=\"227\" class=\"messageLine0\" data-et=\"message\" data-id=\"i2\" data-from=\"Merchant_Backend\" data-to=\"Payments_API\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"938\" y=\"412\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Authorization Request</text><line x1=\"740\" y1=\"451\" x2=\"1135\" y2=\"451\" class=\"messageLine0\" data-et=\"message\" data-id=\"i5\" data-from=\"Payments_API\" data-to=\"Issuer\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"941\" y=\"518\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Authorization Response</text><line x1=\"1138\" y1=\"557\" x2=\"743\" y2=\"557\" class=\"messageLine0\" data-et=\"message\" data-id=\"i7\" data-from=\"Issuer\" data-to=\"Payments_API\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"629\" y=\"572\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Payment response</text><line x1=\"738\" y1=\"611\" x2=\"519\" y2=\"611\" class=\"messageLine0\" data-et=\"message\" data-id=\"i8\" data-from=\"Payments_API\" data-to=\"Merchant_Backend\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"626\" y=\"626\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Settlement request</text><line x1=\"516\" y1=\"665\" x2=\"735\" y2=\"665\" class=\"messageLine0\" data-et=\"message\" data-id=\"i9\" data-from=\"Merchant_Backend\" data-to=\"Payments_API\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"629\" y=\"680\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Settlement response</text><line x1=\"738\" y1=\"719\" x2=\"519\" y2=\"719\" class=\"messageLine0\" data-et=\"message\" data-id=\"i10\" data-from=\"Payments_API\" data-to=\"Merchant_Backend\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line><text x=\"402\" y=\"734\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Transaction complete</text><line x1=\"514\" y1=\"773\" x2=\"289\" y2=\"773\" class=\"messageLine0\" data-et=\"message\" data-id=\"i11\" data-from=\"Merchant_Backend\" data-to=\"Merchant_Frontend\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-427133961d3b6cdbbc533171473537882c5e9f6cb76da5d4e7ad24c5e7646967-arrowhead)\" style=\"fill: none;\"></line></svg>"},"children":["\nsequenceDiagram\n    participant Browser\n    participant Merchant_Frontend as Merchant Frontend\n    participant Merchant_Backend as Merchant Backend\n    participant Payments_API as Payments API\n    participant Issuers\n    Browser->>Merchant_Frontend: Click Pay\n    Merchant_Frontend->>Merchant_Backend: Pay \n    Merchant_Backend->>Payments_API: Payment request\n    Note over Merchant_Backend,Payments_API: Set customerAgreement <br> type: cardOnFile <br> storedCardUsage: subsequent\n    Note over Merchant_Backend,Payments_API: Use Network Token <br> or Worldpay Token\n    Payments_API->>Issuer: Authorization Request\n    Note over Issuer: payment authorized\n    Issuer->>Payments_API: Authorization Response\n    Payments_API->>Merchant_Backend: Payment response\n    Merchant_Backend->>Payments_API: Settlement request\n    Payments_API->>Merchant_Backend: Settlement response\n    Merchant_Backend->>Merchant_Frontend: Transaction complete\n    Note left of Merchant_Frontend: Order receipt page\n"]}]}]}]},"headings":[{"value":"Use a stored card","id":"use-a-stored-card","depth":1},{"value":"1. Integration type","id":"1-integration-type","depth":2},{"value":"2. Basic request","id":"2-basic-request","depth":2},{"value":"2.  Add the SDK & create a CVC session","id":"2--add-the-sdk--create-a-cvc-session","depth":2},{"value":"Add the cvc session to the payment request","id":"add-the-cvc-session-to-the-payment-request","depth":3},{"value":"3. Add additional features","id":"3-add-additional-features","depth":2},{"value":"4. Response","id":"4-response","depth":2},{"value":"Sequence diagram","id":"sequence-diagram","depth":2}],"frontmatter":{"seo":{"title":"Use a stored card | Payments API"},"markdown":{"toc":{"hide":true}}},"lastModified":"2026-05-19T08:45:11.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/payments/use-a-stored-card","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}