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type: cardOnFile
storedCardUsage: first\n Note over Merchant_Backend,Payments_API: Set tokenCreation.type: worldpay\n Payments_API->>Merchant_Backend: Payment response\n Merchant_Backend->>Merchant_Frontend: DeviceData - BIN/JWT/URL\n Merchant_Frontend->>Browser: 3DS Device Data form\n Browser-->>Issuer: Form post\n Issuer-->>Browser: PostMessage: dfReferenceId\n Merchant_Backend->>Payments_API: 3dsDeviceData request\n Payments_API->>Merchant_Backend: 3dsDeviceData response\n Merchant_Backend->>Merchant_Frontend: Challenge JWT/URL\n Merchant_Frontend->>Browser: 3DS challenge form\n Browser-->>Issuer: Form post\n Issuer-->>Browser: Return to merchant site\n Merchant_Backend->>Payments_API: 3dsChallenges request\n Payments_API->>Issuer: Authorization Request\n Note over Issuer: payment authorized\n Issuer->>Payments_API: Authorization Response\n Note over Merchant_Backend,Payments_API: Worldpay Token provided\n Payments_API->>Merchant_Backend: 3dsChallenges response\n alt For payment without auto settlement\n Merchant_Backend->>Payments_API: Settlements request\n Payments_API->>Merchant_Backend: Settlements \n end\n Merchant_Backend->>Merchant_Frontend: Transaction complete\n Note left of Merchant_Frontend: Order receipt page\n Merchant_Backend->>Tokens: Create network token request\n Tokens->>Merchant_Backend: Create network token response\n Note over Merchant_Backend,Payments_API: Network Token (NPT) provided
Store and use for next CIT\n\n"]}]}]}]},"headings":[{"value":"Store a card during the payment","id":"store-a-card-during-the-payment","depth":1},{"value":"1. Integration type","id":"1-integration-type","depth":2},{"value":"2. Basic request","id":"2-basic-request","depth":2},{"value":"2. Add the SDK & create a session","id":"2-add-the-sdk--create-a-session","depth":2},{"value":"Add the session to the request","id":"add-the-session-to-the-request","depth":3},{"value":"3. Add additional features","id":"3-add-additional-features","depth":2},{"value":"4. Response","id":"4-response","depth":2},{"value":"Sequence diagram","id":"sequence-diagram","depth":2}],"frontmatter":{"seo":{"title":"Card Payment & Store a card | Payments API","description":"Provide the card details in an API request or use our Checkout SDK for low PCI hosted card fields. Save those card details for a future transaction."},"markdown":{"toc":{"hide":true}}},"lastModified":"2026-05-19T08:45:11.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/payments/store-a-card","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}